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Saturday, April 30, 2011

"The Rest of the Story"

Remember Paul Harvey? His radio insert that was titled "The Rest of the Story".

I believe that most of us would like to know just that - The Rest of the Story, especially when we are talking about areas where our knowledge is limited. Limited by a restriction of facts, limited by self-serving laws, limited by re-struction of history, limited by our very own opinions, and limited by time to follow through, ours and those involved.

The most important place where this does happen? In Congress!! Every single Congressman (and Congresswoman) has the RIGHT to read over their statements made on the floor of Congress. That RIGHT also includes making any changes and corrections they wish to make.

It is called re-writing history.


When hearing The Rest of the Story, it can be as frightening as that.

Often changing minds is much easier if there are enough facts to support statements. I have found that most frequently changing of my own mind only happens when it is lubricated by enough information and new facts that have opposing facts and information.

How about an example from today? And I am not talking about the Congressional Record!

The past few years we have all had to re-think our financial structure. With the large Corporations desperately needing bailouts, we have agreed to help those large corporations out with Government financial funding .

One of those Corporations is AIG. That is - American International Group, and we gave them Xbillions of dollars to "survive", under the US Congressional statement "if AIG fails, our financial structure will be at risk.

Less than a month after this money was received, I became aware of another piece - maybe not The Rest of the Story - just "An Important Part of the Story" that unfortunately did not received any publicity. AIG notified who? and the source for my Worker's Compensation Disability Income, provided semi-Monthly, is now from "CHARTIS, LTD.

Without notification, without my agreement, without my prior employer's agreement (I would get notified when we change companies who are to meet the obligations under the Contract between AIG and Shearson Lehman Bros. (At the time owned by American Express.)

Why would AIG have a new name to the Worker's Compensation Money Distributing Entity when it had always just treated it as a part of their everyday business?

My conclusion is that starting a new company as an LLC, has the same basis as the now overwhelming demand for offshore corporations as used by Major Corporations and Individuals. This is Separation from US Government taxes and US Government Regulations.

"IF"
that is true - - AIG (and how many others??) simply repositioned the placement of the largest earner for the least amount of money invest
ed.

Why would I say that? - Because I know from personal experience that their main objective is to avoid paying out ANY money from that part of their business. When they are required to do so, they use every means available to eliminate payment of benefits - including the use of highly paid lobbyists. A single individual is at a great disadvantage.

I also believe that those lobbyists have been so good at their job that they have convinced the general public (and the Major Corporations Financial Gurus) that there EVERY claim is false.


In other words - Not just occasionally, not even limited to a percentage - but the "overwhelming majority of claims are false, fake or overstated".

Is every American, no matter the national background, going to spend time that could be used to work, pretending to be hurt?

If your first answer is "yes", Let me ask it differently - Do you believe that every American that is unemployed has tried to get a Worker's Compensation Claim?

Do you know people who have been severely injured at work? Or anywhere?

Do you think that one individual (and his/her attorney), could manage to obtain the resources available to a large Corporation? Or if not one --- how many?

Thursday, April 28, 2011

Comments: My Time With a Major Corporation

AIG - known by the open hand they extended to obtain Federal Funds to "survive," is an interesting Company. With some experience of "STOCKS and BONDS" as a Stockbroker with Shearson Lehman Brothers, I look for information to confirm or deny the information that will give me verification of what I understand to be correct.

American International Group: a big company, with subsidiaries that put their reach much further than even an informed mind would expect.

Insurance Companies in general are cash cows. They have to keep minimums of funds in house by Government Regulation. They have long paid lobbyists to protect their interests, and they have done that very, very well.

For AIG to qualify for the handout, they would have to open their financial books enough to prove that they ARE having problems and NEED the assistance.

My connection with AIG is somewhat unusual, I believe - beginning by selling stock in a company that I have researched and feel that a potential for growth exists, I now have learned a great deal of opposing perspective out of necessity.

Two years into my training with Shearson, returning from an appointment with a client, my automobile was struck in the rear by a 22-Ton Mack Truck, hauling "hops," driven by a man who was trying to make one more round trip for Anheizer Bush before quitting. My auto was totaled, I knew that I was hurt, but my single thought was to get home. I can only assume now that it was a deeply embedded need to get home - my home - where I would be safe.

Since I was under contract during the training period, the accident which occurred while having a client appointment dictated that my accident was a Worker's Compensation claim. At that time Shearson Lehman Bros. was owned by American Express. Starting over at 47, I was determined to succeed, it didn't matter that I had to go at a slower pace, due to the pain that seemed to be beyond what I could manage.

I started seeing Doctors immediately the next day - the emergency room, referrals from my Primary Physician, with tests, Cervical MRIs, lab workup, EMGs, and physical exams. Time lost, enthusiasm diminished, focus restricted because of pain -- with all of that, determining what was wrong was only diagnosed 1 1/2 years later as Cervical Herniation (fusion of C3-4) and bi-Lateral TMJ injuries (surgery with clearing and an ongoing mouth splint full time.)

Another four and one half years later - with pain limiting and debilitating, a full body MRI was ordered. With one excellent and determined Neuro-Surgeon taking the time to believe me, I then had three more spine surgeries.
(1) Initially at Lumbar Fusion, bi-laterally at L4-5, early 1993;
(2) Full clearing and Thoracic Fusion Anterior at T7-8, fall of 1993;
(3) The stabilizing of my neck with additional Cervical Fusions at C4-5 and C5-6,
spring of 1994.

I have only had surgeries when the decision was dictated by incredible pain or drastic physical
limitations.